When an elderly parent relies on their adult children for support, the costs of medical bills, in-home or assisted-living care, and final expenses can add up, creating not only a financial burden for children but an emotional one as well. Having a life insurance policy in place can be one [...]
Navigating the insurance world can be tricky, especially when you’re faced with a denial of coverage for your medical treatment. While a denied claim can be frustrating, it’s essential to review the denial carefully as it usually explains the steps to take to make an appeal. Why was I Denied [...]
Thinking about our own mortality is rarely a pleasant experience. However, there are moments in your life when contemplating the inevitable becomes necessary. Pondering your untimely passing is not so much about you, but those you leave behind. The unexpected loss could have significant financial consequences and life insurance is [...]
As the old saying goes, the only two certainties in life are death and taxes. However, needing long-term care services isn’t too far behind, considering almost three out of four individuals will require care after the age of 65. Long-Term Care: By the Numbers The statistics related to long-term care [...]
Let’s review a few key insurance terms to make sure you understand what they mean. If you have any questions about these terms or your coverage, give us a call. Medicare Insurance Terms Part A Government insurance that covers hospital, rehab, part-time or intermittent skilled nursing care, and hospice costs. [...]
Data drives the insurance industry. How an insurance company balances their exposure to risk with the premiums they collect determines if they ultimately survive. When applying for health or life insurance coverage, the questions asked are used to develop a suitable premium. What Factors Affect Health and Life Insurance Premiums? [...]
Did you know that there are many ways to save on your healthcare costs? Here are a few suggestions to help manage your healthcare expenses. Stay Within Your Network Out-of-network providers can charge more and their services usually require a higher deductible and higher annual limit on your out-of-pocket expenses. [...]
More than 20 years ago the Health Insurance Portability & Accountability Act (HIPAA) became law. Today, as a result of this law, we assume our private health information will always be protected. Before HIPAA When you think of HIPAA it may feel like privacy overkill to you. Yet, before HIPAA [...]
You know that you need life insurance, but are you sitting in front of your computer wondering how much you need? If so, you’re not alone. The Importance of Knowing How Much Life Insurance You Need There are many reasons why individuals procrastinate when purchasing life insurance. Some are overwhelmed [...]
Bringing in extra help at home can relieve the stress placed upon you and your family when caring for a loved one. However, selecting the right in-home care provider can be a daunting task. The first step is to see what your needs are, including what tasks will be handled [...]
587 Bethlehem Pike
Suite 1500
Montgomeryville, PA 18936
ABOUT MY LOCAL INSURANCE GUY
Our office has moved! We are now located just north of the five points intersection of 309, 202 and Bethlehem Pike in Montgomeryville.
We proudly service Montgomery County and Bucks County including Greater Philadelphia and the Lehigh Valley, Allentown, Bethlehem and Easton.
We have over 20 years experience in advising Medicare beneficiaries and a solid reputation in all of South Eastern Pennsylvania.
Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
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