So, you finally went ahead and applied for that life insurance policy your significant other has been bugging you about for the better part of your relationship. You found a great insurance company with competitive rates and submitted your application. But, a few days later you learn your application was [...]

Life insurance is often confused with accidental death and dismemberment insurance (AD&D). While both are a form of life insurance, when and how each policy responds differs. Understanding the substantial differences between life and AD&D policy can help you select the right policy for you and your needs. Life Insurance [...]

If you are a parent of a child with special needs, planning for the long-term may include providing financial assistance for when your child becomes an adult. Life insurance should be a part of every family’s financial plan. However, for families with a member who will require assistance for their [...]

Life insurance is one of the most economical ways to protect your family, reduce estate taxes, or fund charitable giving bequests. However, since life insurance policies can be purchased years and often decades before a claim is filed, there is plenty of time to have misplaced the policy itself over [...]

A Brief History In 1962, the Phoenix Candy Company released the Now and Later bar. Each bar of candy included several individually wrapped taffy squares. The idea was consumers could eat some taffy right away and save the remainder for another time in the future. Now and Later bars satisfy [...]

Did you know there is a gender gap when it comes to life insurance? A recent survey by Forbes revealed that 22% of women do not have any life insurance, and a significantly higher number of women don’t have enough. This contrasts with the 89% of men who have a [...]

For over 200 years, life insurance has protected families from the untimely passing of a loved one. And for just as long, many individuals have relied on mythical reasons not to purchase their own coverage. Potential Factors Preventing You from Getting Life Insurance Today we tackle the four primary reasons [...]

Supply and demand drive our economy. But when these two variables become misaligned, something must give. Inflation will likely follow if the supply of money increases too fast or a particular good or service becomes scarce. And when inflation creates significant increases in prices, owners of life insurance policies should [...]